Kitchen Remodeling in Holland
Looking for Kitchen Remodeling in Holland? Remodel The Kitchen is a local kitchen remodeling company in Holland, you should consider. From new countertops and solid wood cabinets to floors, RemodelThe.Kitchen in the one to consider…
Truth be told, when looking for Kitchen Remodeling in Holland there are many options. The Majority of homeowners will simply settle for what they find at their local big box store. If you do that, the question is this the best price. In a recent poll better than 65% of individuals who got their kitchen remodeled by their local big box store feel they overpaid and many of them will go a different route if they had the opportunity to do it again!
When visiting a local showroom looking for kitchen remodeling ideas. One need to be aware of the cost of kitchen remodeling in Holland. Yes, remodeling your kitchen is an investment, and that is why sitting down with a local kitchen remodeling contractor in Holland instead of ordering from Lowe’s is a better choice. There are many things to consider when doing a kitchen remodeling. Some of the things to consider are how long you are going to live in the house. In other words, do you intend to sell anytime soon if the opportunity arises? That is important because, according to Real Estate Market Sudies, kitchen renovations usually see up to a 60 percent return on investment and full remodels generally see more recovered costs than simpler upgrades.
RemodelThe.Kitchen is a local kitchen design contractor in Holland that will help you with every design aspect, including the selection of materials and ways to achieve your goal within your budget. Whether you have a L-Shaped Kitchen Layout or Galley Kitchen Layout, our design experts will help you every step of the way from layouts to choosing the best option for your kitchen island.
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Financing a Kitchen
Building your dream kitchen can be both fun and taxing. Fun because kitchens are an integral part of your home, taxing because it can take a long time and cost so much. For many, it will take years of saving before you can get to remodeling your kitchen. Thankfully, there are now cost-saving solutions to this dilemma. Financing a kitchen has now made it more affordable and feasible for homeowners to upgrade their kitchen.
Everything you need to know about financing a kitchen
When you search “financing a kitchen,” you will be surprised to find several kitchens remodel financing options. So let’s weigh the pros and cons of some of these options. The first thing to know is that there are two types, which are secured and non-secured financing. The most common secured financing option would be the home equity loan and home equity line of credit.
- Home equity loan – The main prerequisite of a secured loan is that you will have to put your home as collateral. Similar to the concept of taking out a second mortgage, you basically borrow the equity of your home to receive the lump sum amount you need for your kitchen remodeling. This type of loan provides fixed interest rates, which means you will have fixed monthly payments over a specified period of time. The advantage of this is that you can plan out your budget to afford these monthly payments. On the other hand, you are also putting your home at risk if you miss a scheduled payment.
- Home equity line of credit (HELOC) – While this is also a secured loan, it works differently from the home equity loan because this gives you a line of credit that you can access over time, similar to a credit card. The way it works is by following a loan-to-value ratio, wherein you add your current mortgage loan balance to the proposed amount you want for the HELOC, and then you will divide that with the total current value of your home. It sounds complicated, but basically, HELOC lenders will really evaluate the value of your home against the amount you want to borrow. The good thing is that by tapping into the equity of your home, you have the flexibility to move money in and out of the credit line as needed. However, the monthly payments may also vary because of this.
- Kitchen remodels financing – Unlike the first two, this one qualifies as an unsecured loan, meaning you do not need to put your home as collateral. Nowadays, many kitchen remodeling contractors offer financing plans. This is convenient for you because the building and financing will be done through one company. You should ask your contractor if they offer this service because they may have better options than the bank.
RemodeltheKitchen.com also offers several attractive financing options that will help you build the kitchen of your dreams. Financing a kitchen is definitely something to consider if you have a limited budget, but are eager to get the remodeling started.
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